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Žltý melón performance statistics

Žltý melón has been successfully operating since 2012. See the current results of our performance.

Report update: 5/19/2026

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© iService, a.s. 2012. All rights reserved

Please keep in mind that investing in peer-to-peer loans exposes your capital to risks, and except for secured products, no protective mechanism applies. Learn about the risks of investing in peer-to-peer loans and Yellow Melon’s transparent approach to them in our User Prospectus. Before investing, investors should review the prospectus as well as the document outlining the rules for managing conflicts of interest.

Approved and completed loans

Period

Development of approved applications and completed loans on Žltý melón.

Loans by maturity period

Distribution of provided loans by their maturity period (by volume).

Loans by applicant rating group

Distribution of provided loans by the applicant’s rating group (by volume).

Loans by region of the applicant – Slovakia

Distribution of provided loans by the applicant’s region – Slovakia.

Collected principal and interest for investors

Period

Development of collected repayments for investors, broken down into principal and interest.

Portfolio development by year

Portfolio profitability

2019
2020
2021
2022
2023
2024
2025
Total
Current*
Loan amount3 107 577 €4 649 040 €6 077 862 €10 476 149 €11 143 808 €11 596 098 €12 551 033 €75 042 091 €27 541 555 €
Contracted interest550 494 €561 233 €730 875 €1 505 633 €2 091 349 €2 148 323 €2 086 743 €13 022 866 €4 555 272 €
Average interest rate (weighted average)9,01 %8,90 %8,77 %8,88 %8,97 %9,09 %8,90 %9,17 %8,92 %
Average interest rate (weighted average) without CashFree loans9,45 %9,45 %9,12 %9,08 %9,33 %9,53 %9,11 %9,68 %9,18 %

Repaid loans**

2019
2020
2021
2022
2023
2024
2025
Total
Current*
Collected principal (excluding recovery)2 813 807 €4 520 974 €5 889 240 €9 690 231 €7 836 664 €7 081 198 €6 419 302 €54 872 668 €14 383 022 €
Collected interest and penalty fees (excluding recovery)465 564 €455 041 €597 891 €965 999 €1 262 058 €1 054 566 €637 206 €7 399 621 €1 582 778 €
Collected repayments (including recovery)3 429 220 €5 062 966 €6 631 409 €10 780 607 €9 226 705 €8 181 805 €7 057 855 €63 924 613 €16 000 094 €

Legally recovered loans

2019
2020
2021
2022
2023
2024
2025
Total
Current*
Net principal at time of loan default***224 526 €88 654 €132 676 €427 847 €544 265 €476 007 €216 784 €2 967 252 €536 429 €
Recovered amount149 848 €86 951 €144 278 €124 377 €127 983 €46 041 €1 347 €1 652 325 €34 294 €
Recovered claim from net principal66,74 %98,08 %108,74 %29,07 %23,51 %9,67 %0,62 %55,69 %6,39 %
Current net principal from defaulted loans74 678 €1 703 €-11 602 €303 470 €416 283 €429 967 €215 437 €1 314 927 €502 135 €
Current default2,40 %0,04 %-0,19 %2,90 %3,74 %3,71 %1,72 %1,75 %1,82 %
* Portfolio values for the last 24 months.
** Collected amounts do not include collected user credits.
*** Net principal represents the original investment amount reduced by collected repayments.

Current net investor interest rate (p.a.)

Net investor interest rate by applicant rating group, at current default levels and recovery success based on the portfolio of the last 24 months.

Total net investor interest rate (p.a.)

Net investor interest rate since the beginning of Žltý melón operations, by applicant rating group, at current default levels and recovery success.

Default development by year (risk vintages)

This graph shows the development of defaults by the year in which loans were provided (so-called Risk Vintages). The bottom axis shows the number of months since loan disbursement. The graph allows easy comparison of portfolio quality and trends between the years in which loans were granted.

Loans by purpose

Distribution of provided loans by their purpose (by volume).