Operation statistics of Žltý melón

Žltý melón operates successfully since 2012. Have a look at our recent performance.

Loan approved and realised

Loan approved and realised
No data to visualise

Realised loans volume on Žltý melón.

Loans by purpose

Classification of granted loans by their purpose of use (by volume).

Loans by maturity period

Classification of granted loans by maturity period (by volume).

Loans by applicant´s rating class

Classification of granted loans by applicant´s rating class (by volume).

Loans by the region of the applicant - SVK

Classification of granted loans by region of the applicant - SVK.

Collected principal and interests for investors

Collected principal and interests for investors
No data to visualise

Split of repaid installments between principal and interest.

Our Loan Portfolio

2016
2017
2018
2019
2020
2021
2022
Total
Current*
Returns
Loan amount 2 488 311 € 2 806 364 € 3 119 729 € 3 107 577 € 4 649 040 € 6 069 962 € 6 649 411 € 31 968 489 € 14 659 540 €
Interest charges 413 947 € 568 081 € 526 767 € 538 392 € 500 156 € 709 024 € 849 765 € 4 748 498 € 1 755 380 €
Interest rate 10,03 % 9,82 % 8,27 % 9,01 % 8,90 % 8,77 % 8,70 % 9,43 % 8,73 %
Interest rate (excluding CashFree loans) 14,10 % 11,92 % 9,38 % 9,45 % 9,45 % 9,12 % 8,98 % 10,33 % 9,08 %
Repayments**
Loan principal (excluding collections) 2 200 544 € 2 294 890 € 2 855 421 € 2 392 023 € 3 495 181 € 3 907 618 € 2 160 313 € 21 766 493 € 7 556 314 €
Interest and Fees (excluding collections) 352 683 € 471 467 € 479 565 € 459 675 € 375 558 € 345 801 € 105 080 € 3 100 988 € 585 931 €
Total (including legal collections) 2 708 778 € 2 977 869 € 3 447 097 € 2 921 798 € 3 893 566 € 4 258 984 € 2 265 394 € 25 805 284 € 8 150 293 €
Defaults and Collections
Unpaid loan principle*** 228 716 € 284 457 € 177 888 € 194 732 € 79 020 € 64 963 € 6 853 € 1 511 778 € 108 863 €
Amount collected 155 551 € 211 511 € 112 111 € 70 100 € 22 826 € 5 566 € 0 € 937 803 € 8 048 €
% of loan principle collected 68,01 % 74,36 % 63,02 % 36,00 % 28,89 % 8,57 % 0,00 % 62,03 % 7,39 %
Remaining unpaid principal 73 165 € 72 946 € 65 777 € 124 632 € 56 194 € 59 397 € 6 853 € 573 975 € 100 815 €
Actual default rate (including collections) 2,94 % 2,60 % 2,11 % 4,01 % 1,21 % 0,98 % 0,10 % 1,80 % 0,69 %

* Loan portfolio data for the past 24 months
** Not including any bonus payments made to investors (e.g. promotional CashFree bonus interest rates)
*** Amount of the loan principle that had not yet been repaid when the loan went into default.

Performance of the loan portfolio by year

Actual Net Interest rate for Investors (p.a.)

Net interest rate of investors split by rating group of the applicant at recent default and recovery rate on last 24 months portfolio.

More about this graph and its calculation you will find here

Overall Net Interest rate for Investors (p.a.)

Net interest rate of investors for the whole Žltý melón operation time, split by rating group of the applicant, at recent default and recovery rate.

More about this graph and its calculation you will find here.

Net return of our investors (p.a.)

The chart shows the Net Interest Rate of all Žltý melón investors with more than 40 and less than 500 realized investments. You will learn more about this chart and how is calculated here

The chart shows the Net Interest Rate of all Žltý melón investors with at least 500 realized investments. You will learn more about this chart and how is calculated here

Development of defaults by years (Risk Vintages)

Development of default by year when loans were granted, so-called Risk Vintages. On the bottom axis is the number of months from granting loans. Trends in particular vintage lines are easy to read.

More about this graph and its calculation you will find here.

Reports update: 01.09.2022