Operation statistics of Žltý melón
Žltý melón operates successfully since 2012. Have a look at our recent performance.
Loan approved and realised
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Loan approved and realised |
Realised loans volume on Žltý melón.
Loans by purpose
Classification of granted loans by their purpose of use (by volume).
Loans by maturity period
Classification of granted loans by maturity period (by volume).
Loans by applicant´s rating class
Classification of granted loans by applicant´s rating class (by volume).
Loans by the region of the applicant - SVK
Classification of granted loans by region of the applicant - SVK.
Collected principal and interests for investors
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Collected principal and interests for investors |
Split of repaid installments between principal and interest.
Our Loan Portfolio
| 2017 | 2018 |
2019 |
2020 |
2021 |
2022 |
2023 |
Total |
Current* |
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|---|---|---|---|---|---|---|---|---|---|---|
| Returns | ||||||||||
| Loan amount | 2 806 466 € | 3 119 729 € | 3 107 577 € | 4 649 040 € | 6 077 862 € | 10 476 149 € | 0 € | 0 € | ||
| Interest charges | 568 111 € | 526 578 € | 536 408 € | 491 408 € | 649 377 € | 1 232 645 € | 0 € | 0 € | ||
| Interest rate | 9,82 % | 8,27 % | 9,01 % | 8,90 % | 8,77 % | 8,88 % | 0,00 % | 0,00 % | ||
| Interest rate (excluding CashFree loans) | 11,92 % | 9,38 % | 9,45 % | 9,45 % | 9,12 % | 9,08 % | 0,00 % | 0,00 % | ||
| Repayments** | ||||||||||
| Loan principal (excluding collections) | 2 428 166 € | 2 906 821 € | 2 816 704 € | 4 486 508 € | 5 034 175 € | 7 606 469 € | 0 € | 0 € | ||
| Interest and Fees (excluding collections) | 473 074 € | 482 414 € | 472 897 € | 450 258 € | 567 489 € | 754 338 € | 0 € | 0 € | ||
| Total (including legal collections) | 3 159 094 € | 3 520 997 € | 3 410 498 € | 5 000 490 € | 5 679 588 € | 8 376 419 € | 0 € | 0 € | ||
| Defaults and Collections | ||||||||||
| Unpaid loan principle*** | 291 333 € | 176 393 € | 221 889 € | 100 194 € | 138 243 € | 280 189 € | 0 € | 0 € | ||
| Amount collected | 257 854 € | 131 762 € | 120 897 € | 63 723 € | 77 924 € | 15 612 € | 0 € | 0 € | ||
| % of loan principle collected | 88,51 % | 74,70 % | 54,49 % | 63,60 % | 56,37 % | 5,57 % | 0,00 % | 0,00 % | ||
| Remaining unpaid principal | 33 479 € | 44 630 € | 100 992 € | 36 471 € | 60 319 € | 264 577 € | 0 € | 0 € | ||
| Actual default rate (including collections) | 1,19 % | 1,43 % | 3,25 % | 0,78 % | 0,99 % | 2,53 % | 0,00 % | 0,00 % |
* Loan portfolio data for the past 24 months
** Not including any bonus payments made to investors (e.g. promotional CashFree bonus interest rates)
*** Amount of the loan principle that had not yet been repaid when the loan went into default.
Performance of the loan portfolio by year
Actual Net Interest rate for Investors (p.a.)
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Net interest rate of investors split by rating group of the applicant at recent default and recovery rate on last 24 months portfolio.
More about this graph and its calculation you will find here
Overall Net Interest rate for Investors (p.a.)
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Net interest rate of investors for the whole Žltý melón operation time, split by rating group of the applicant, at recent default and recovery rate.
More about this graph and its calculation you will find here.
Net return of our investors (p.a.)
The chart shows the Net Interest Rate of all Žltý melón investors with more than 40 and less than 500 realized investments. You will learn more about this chart and how is calculated here
The chart shows the Net Interest Rate of all Žltý melón investors with at least 500 realized investments. You will learn more about this chart and how is calculated here
Development of defaults by years (Risk Vintages)
Development of default by year when loans were granted, so-called Risk Vintages. On the bottom axis is the number of months from granting loans. Trends in particular vintage lines are easy to read.
More about this graph and its calculation you will find here.
